Important legal information, disclosures, and policies
This page contains simplified legal information for demonstration purposes. Any actual capital allocation service must be developed with qualified legal counsel and comply with all applicable regulations in relevant jurisdictions.
Last Updated: 2025
By registering for and using the Institute of Funded Trading (IFT) services, you agree to be bound by these Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.
IFT operates as a capital allocation institute providing trading capital to qualified individuals who meet our evaluation criteria. We are not a proprietary trading firm, investment advisor, broker, or financial institution. We provide capital allocation services through a structured 5-stage evaluation and scaling program.
To participate in IFT programs, you must:
Your deposit serves as first-loss capital protection. IFT allocates trading capital based on your chosen tier. All trading is conducted with allocated capital subject to the risk parameters outlined in your program agreement.
All traders must adhere to:
Profit splits are determined by your current stage as outlined on our Programs page. Payouts are processed according to our standard timeline. IFT reserves the right to withhold payouts pending investigation of suspected rule violations.
Deposits serve as first-loss capital protection and are generally non-refundable. Specific refund conditions may apply and will be outlined in your program agreement.
IFT reserves the right to terminate accounts for:
IFT's liability is limited to the amount of your deposit. We are not liable for trading losses, market conditions, platform issues, or any indirect, consequential, or punitive damages.
IFT reserves the right to modify these terms with notice to users. Continued use of services after modification constitutes acceptance of updated terms.
Important information about trading risks
Trading financial instruments, including forex, indices, commodities, and cryptocurrencies, involves substantial risk of loss and is not suitable for all traders. You should carefully consider whether trading is appropriate for you in light of your experience, objectives, financial resources, and other relevant circumstances.
Any historical returns, past performance, or performance simulations shown on this website are not indicative of future results. The possibility exists that you could sustain a loss in excess of your deposited funds.
Your deposit is at risk. If you breach risk parameters, your deposit may be forfeited according to the first-loss capital structure. Only deposit funds you can afford to lose.
Trading on margin carries a high level of risk and may not be suitable for all traders. The high degree of leverage can work against you as well as for you. Before deciding to trade, you should carefully consider your investment objectives, level of experience, and risk appetite.
Financial markets can be highly volatile. Prices can move rapidly, and market gaps can occur, potentially resulting in losses greater than anticipated, including losses exceeding the drawdown limits during extreme market conditions.
There is no guarantee that you will achieve profits or avoid losses through participation in IFT programs. Trading success depends on your skill, discipline, market conditions, and numerous other factors beyond IFT's control.
How we collect, use, and protect your information
We implement industry-standard security measures to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
We do not sell your personal information. We may share information with:
You have the right to access, correct, or request deletion of your personal information, subject to legal and contractual requirements. Contact us to exercise these rights.
Key legal disclaimers you should understand
Nothing on this website constitutes investment advice, financial advice, trading advice, or any other sort of advice. Conduct your own due diligence and consult your financial advisor before making any trading decisions.
IFT is not a broker, investment advisor, or financial institution. We provide capital allocation services only. We do not provide trading signals, recommendations, or investment advice.
IFT operates as a capital allocation service. Regulatory requirements vary by jurisdiction. Users are responsible for ensuring their participation complies with laws in their jurisdiction.
Trading is conducted on third-party platforms. IFT is not responsible for platform malfunctions, outages, or technical issues. Traders assume platform risk.
You are solely responsible for determining and paying all applicable taxes on your trading income. IFT will provide necessary documentation but does not provide tax advice. Consult a qualified tax professional.
IFT does not recommend that any financial instrument should be bought, sold, or held by you. Any trading decisions you make are entirely your own responsibility.
If you have questions about our legal terms, privacy policy, or risk disclosures, please contact our team.