Frequently Asked Questions

The Institute of Funded Traders (TIFT) is an institutional-grade trader incubator backed by Zentra Capital, an ASIC-regulated hedge fund. We allocate real trading capital to traders who demonstrate consistent profitability and disciplined risk management. Unlike traditional prop firms that profit from challenge fees, TIFT profits when you profit - aligning our interests with your success.

1. Choose a deposit tier ($500, $1,000, $2,500, or $5,000)
2. Submit your application on our website
3. Complete your deposit
4. Receive your funded account and start trading

There are no challenges or evaluations to pass before receiving capital. Your deposit activates your funded account immediately.

Your deposit serves as first-loss capital that protects our allocation. This is what allows us to provide you with real capital from day one without requiring you to pass a demo challenge first. The deposit is not refundable, but it's also your only cost - there are no monthly fees, reset fees, or hidden charges.

TIFT has only two rules:

• Profit Target: Achieve 20% profit to advance to the next stage
• Maximum Drawdown: Don't let your account fall below 10% of starting balance

That's it. No daily drawdown limits, no trailing drawdown, no time limits, no minimum trading days.

The drawdown is static, not trailing. This means your maximum drawdown limit is set at 10% below your starting balance and doesn't move up as you profit. If you start with $10,000, your breach level is $9,000 - and it stays at $9,000 even if your account grows to $15,000.

All legitimate trading strategies are permitted:

• News trading - fully allowed
• Scalping - no restrictions
• Swing trading - permitted
• Overnight positions - allowed
• Weekend holding - permitted
• Expert Advisors (EAs) - allowed

We evaluate your performance, not your methodology.

No. There are no time limits to hit your profit target. Take as long as you need to achieve 20% - whether that's 2 weeks or 2 years. We believe sustainable trading shouldn't be rushed.

If your account falls below the 10% drawdown limit, your funded account is closed. Your deposit served as first-loss capital to protect the allocation. You can make a new deposit and start fresh if you choose - many successful traders took multiple attempts to find their stride.

Each time you achieve 20% profit, you advance to the next stage with increased capital:

• Stage 1: 10x your deposit
• Stage 2: 20x your deposit
• Stage 3: 40x your deposit
• Stage 4: 80x your deposit
• Stage 5: 200x your deposit

For example, a $1,000 deposit starts at $10,000 and can grow to $200,000.

This is real, allocated capital from Zentra Capital, our ASIC-regulated hedge fund backing. Unlike prop firms that have you trade demo accounts during "challenges," TIFT provides real capital from day one. Your deposit serves as first-loss protection, which is why we can allocate genuine institutional capital immediately.

Profit splits vary by stage:

• Stage 1-2: 80% to you, 20% to TIFT
• Stage 3: 70% to you, 30% to TIFT
• Stage 4: 60% to you, 40% to TIFT
• Stage 5: 50% to you, 50% to TIFT

As capital increases significantly, the split adjusts to reflect the greater allocation risk.

You can request a payout anytime your account is in profit. Simply submit a payout request through your dashboard. Processing times are 5-7 business days for Stages 1-4, and priority 1-2 day processing for Stage 5 traders. Payouts are available via bank transfer or cryptocurrency.

Yes, there is a minimum payout of $100 to cover processing costs. There is no maximum limit on payouts.

The Institutional Track is an elite program for exceptional Stage 5 traders who maintain a Sharpe ratio of 1.5 or higher. Qualifying traders are invited to trade regulated products directly for Zentra Capital, with expanded capital allocations and custom profit arrangements. It's the pathway from funded trader to institutional portfolio manager.

Two requirements:

1. Reach Stage 5 of the TIFT program
2. Maintain a Sharpe ratio of 1.5 or greater at Stage 5

Qualifying traders are contacted by our institutional team to discuss the opportunity.

You can trade Forex, indices, commodities, and cryptocurrencies through our platform. All major currency pairs and popular trading instruments are available.

TIFT provides accounts on MetaTrader 4 (MT4) and MetaTrader 5 (MT5), the industry standard platforms used by professional traders worldwide.

Key differences:

• Real capital from day one - no demo challenges
• No time limits - trade at your own pace
• Static drawdown only - no daily limits or trailing drawdown
• ASIC-regulated backing - institutional-grade infrastructure
• No hidden fees - one deposit, no recurring charges
• Institutional Track pathway - opportunity for exceptional traders